Pretax Groups (for 401K Deductions)
Purpose: Used when multiple deductions share the same limit, mainly for 401K.
Example: Setting up a 401K pretax group with 2021 limits.
Who Needs It: Anyone with a 401K and catch-up contributions.
Reminder: Update the limits every calendar year.
Steps:
Open the PR Pre-Tax Deduction Group form.
Click the paper icon to create a new record.
Description: Enter a meaningful name (up to 30 characters).
Limits to Set:
Standard Annual Contribution Limit: $23,500 (2025 401K limit)
Applies to all deduction codes in this group.
If left at 0.00, Vista calculates $0.00.
Can be overridden at the employee level if using E-Employee calculation category.
Catch-Up Annual Contribution Limit: $7,500 (for employees 50+)
Applies across all catch-up contributions (e.g., traditional + Roth 401K).
Annual Compensation Limit: 0.00 (no limit on employer match)
Applies across all employer match liabilities.
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